1.24.2008

New song

Here's a song I just finished making for my mom's 60th birthday.

For those interested, there are 5 tracks total in the song:

1. Upright bass (plucking)
2. Upright bass (using a bow)
3. Banjo
4. Guitar
5. Dobro

Happy listening,

Mark

1.20.2008

Hugo, call your office

Most people seem to dislike Hillary Clinton because of some perceived character flaw; that she’s too ambitious, dishonest, artificial or just plain mean. While all these things may be true I think it would be a pity if they were the cause of Hillary not being elected.

No, what should keep her out of all positions of power are her appallingly bad ideas.

I heard about her most recent plan on my way home from work and almost blew a red light trying to comprehend the sheer stupidity of it. Basically she wants to freeze mortgage rates for 5 years.

She might as well battle the high price of milk by capping the price below market value.

This fortune article sums up the consequences of such an idiotic plan:

Interest rates on new mortgages would skyrocket - perhaps past 8 percent, as the
mutual funds, pension funds and other investors who typically provide capital to
the mortgage market shift their money into other investments where the
government isn't impairing returns. With higher mortgage rates eroding buying
power, the downward pressure on home prices would only increase. Lower home
prices would lead to even more defaults, as more folks who'd lost the equity in
their homes choose to walk away from their mortgages.

In short, if you are cool with not being able to sell your house for at least 5 years Hill might be your gal.